How do Out-of-Network Benefits Work?

• This is an easy process where clients will typically be reimbursed for a portion of their session fee.

• Clients are encouraged to contact their insurance company to determine their out-of-network benefits prior to the first session.

• We provide superbills directly to you through the client portal or email. A client would submit the monthly superbill to their insurance company (by fax, online system, or by mail).

• You would be reimbursed at your out-of-network benefit rate through your insurance company.

Benefits to Paying Private Rates

• Working with a specialized seasoned therapist.

• Access to highly specialized treatment in the services you need without a wait list or over worked therapist.

• Therapists have less documentation and phone calls with insurance companies. This results in increased quality of care for clients and their goals.

• Mental health diagnosis is not mandatory and not submitted to your private health records.

• Increased privacy and confidentiality as your insurance can request your chart at any time.

• Private pay clients have more flexibility to choose the focus, duration, and frequency of therapy.

• Research shows that clients who pay a fee for treatment have more positive outcomes.

• Insurance premiums and life insurance policies will not increase based of mental health diagnosis and treatments.

Payment

All major credit cards, cash, and HSA/FSA funds are accepted. Payment is expected at time of service.

Insurance clients will be charged when claims are returned to therapist. It is the client’s responsibility to know their benefits and insurance costs for sessions. If there are any accommodations needed please discuss with Kate Vessels, LISW-S prior to the first appointment.

Cancellations

Clients are asked to provide 48 hour notice to cancel appointments. If a client cancels less than 48 hours the fee is $150.